View Full Version : Repubs Exaggerate AHCA Health Care Cost Increases

Gayle in MD
11-13-2011, 06:53 PM
<div class="ubbcode-block"><div class="ubbcode-header">Quote:</div><div class="ubbcode-body">Summary
Health insurance premiums for employer-sponsored family plans jumped a startling 9 percent from 2010 to 2011, and Republicans have blamed the federal health care law. But they exaggerate. The law — the bulk of which has yet to be implemented — has caused only about a 1 percent to 3 percent increase in premiums, according to several independent experts. The rest of the 9 percent rise is due to rising health care costs, as usual.

Furthermore, the increase caused by the law is a result of the increased benefits it requires, a factor Republicans generally ignore. So far, insurance companies have been required to do the following:

Cover preventive care without copays or deductibles.
Allow adult children to stay on parents’ policies until age 26.
Increase annual coverage limits.
Cover children without regard for preexisting conditions.

<div class="ubbcode-block"><div class="ubbcode-header">Quote:</div><div class="ubbcode-body">Analysis
The potential impact of the Patient Protection and Affordable Care Act on insurance premiums has been a source of dubious claims since the legislation was being debated. Republicans said premiums would go up; President Barack Obama said they would go down – compared with what they’d normally be without the law. The Congressional Budget Office said they wouldn’t change much at all, at least for those on employer-sponsored plans. The individual market, where individuals buy their own policies, would see an increase, though many of those plans would also be purchased with the help of subsidies.

But the truth is that it remains to be seen how the law will affect health care costs and insurance premiums in the long run. We’re now starting to see the impact of early provisions of the law – free preventive care, a phasing out of annual coverage limits and other requirements – which are now in place. The bulk of the law – the individual mandate, insurance exchanges, subsidies – comes later, in 2014.


<div class="ubbcode-block"><div class="ubbcode-header">Quote:</div><div class="ubbcode-body">Altman, Sept. 27, 2011: Critics of the national health reform law passed in 2010 like to blame everything but the weather on “Obamacare,” but regardless of how you feel about the Affordable Care Act, its effect on premiums this year is modest. Most of the law’s provisions don’t go into effect until 2014. The two biggest changes this year allow young adults up to age 26 to stay on their parents’ insurance policies and require some insurance plans to cover preventive services at no cost to patients. These are popular provisions that provide real benefits, and combined they account for about one to two percentage points of this year’s premium increase.



11-14-2011, 09:10 AM
<div class="ubbcode-block"><div class="ubbcode-header">Quote:</div><div class="ubbcode-body">Repubs Exaggerate AHCA Health Care Cost Increases </div></div>Democrats are idiots if they even think they have a clue how high the costs will go. As for the poor who could not afford it before, and now the Dems are agreeing it will still go up but maybe no as fast, the Dems are screwing them in the rear yet again by forcing them to pay for this bill. This health care bill is a Dem attack on the poor.